Risk Profile Form

Classification of the Client

Clients are classified only in three categories low risk, medium risk and high risk clients with respective
scores 00-49, 50-80, 81-140 and accordingly product is recommended to them.

1. What is your age group?

   5 Under 35
   4 Under 45
   3 46-55
   2 56-60
   1 60+

2. Marital status ?

   5 Single
   3 Married

3. Investment Goal ?

   5 Capital Appreciation
   2 Regular Income
   3 Capital Appreciation and Regular Income

4. Proposed Investment Amount

   1 < 1 lacs
   2 1-2 lacs
   3 2-5 lacs
   5 > 5 lacs

5. Preferred Investment type

   3 Short term Positional
   2 Long term Positional
   5 Intraday

6. Gross Annual Income details

   1 Below 1 lac
   2 1-5 lac
   3 5-10 lac
   5 > 25 lac

7. Sources of Income
   A. Primary Source

   3 Salary
   5 Business

   B. Secondary Source

   5 Royalties
   5 Rentals
   5 Dividends
   3 Others

   If others Specify

8. Market Value of portfolio held

   1 < 1 lacs
   2 1-2 lacs
   3 2-5 lacs
   5 > 5 lacs

9. Investment Experience

   2 < 3 years
   3 3-5 years
   5 > 5 years

10. Experience in Market Products

    5 Commodity
    3 Stock
    4 Derivatives Stocks
    4 Forex
    5 All

11. How many dependents do you financially support ?

    5 None
    3 Between 1-3
    1 4+

12. What is the size of your emergency fund ?

    0 do not have
    1 < 1 month income
    2 1-3 months income
    4 3-6 months income
    5 > 6 months income

13. What is your experience with equity investments ?

    5 Extensive experience
    4 Moderate experience
    2 Very less experience
    0 No experience

14. What is your experience with Commodity investments ?

    5 Extensive experience
    4 Moderate experience
    2 Very less experience
    0 No experience

15. What is your experience with Forex investments ?

    5 Extensive experience
    4 Moderate experience
    2 Very less experience
    0 No experience

16. What is your experience with investments in past ?

    5 Very Good
    4 Good
    3 Moderate
    1 Bad
    0 Very Bad

17. What is your preference w.r.t securities with low risk, low return over high risk, high return ?

    1 Strongly prefer
    2 Prefer
    3 Indifferent
    4 Do not prefer
    5 Strongly do not prefer

18. When market is not performing well do you prefer to buy risky investments and sell less risky investments?

    5 Strongly prefer
    4 Prefer
    3 Indifferent
    2 Do not prefer
    1 Strongly do not prefer

19. Risk Tolerance

    5 High
    3 Medium
    1 Low

20. What percentage of monthly income is allocated to pay off debt [all EMIs]?

    5 None
    4 Between 0% -20%
    3 Between 20% - 35%
    2 Between 35% - 50%
    1 > 50%

21. Occupation (please select the appropriate)

    2 Private sector service, Public sector
    5 Government sector, Business
    5 Professional, Agriculturist
    2 Retired, Housewife, Student
    4 Dealer
    3 Others

22. Are you any of the following, or are directly or indirectly related to any of the following

    0 N/A
    3 Politician / Civil Servant
    3 Current or former head of state
    3 Bureaucrat (Tax authorities, Foreign Services, IAS etc)
    3 Current or former MP/MLA/MLC
    3 Connected to any company/promoter group/ group of companies listed
    on any stock exchange

23. How to you long want to stay invested into Pointed investment?

    0 N/A
    1 less than a month
    3 1-6 month
    4 6-12 months
    5 beyond 12 months

24. How familiar are you with your investment matters?

    1 Not familiar at all With Investment and feel uncomfortable wrth
    2 Somewhat familiar. I don't fully understand Investments
    3 Fairly Familiar. I understand the various factors which influence investment performance
    5 "Very Familiar. I Use Research to make investment decision. I understand various factors which Influence investment performance

25. How secure is your current and future income from sources?

    0 N/A
    1 Not Secure
    2 Somewhat Secure
    3 Fairly Secure
    5 Very Secure

26. How would you 'honestly' describe yourself as a risk -taker?

    5 Reckless ( I don't mind If I lose money )
    4 Willing to take evaluated risks (I can tolerate a some loss)
    2 Low risk talking capability. (I'd have a hard time tolerating any losses)
    0 Extremely averse to risk. (I need to see at least some return)

27. How would you describe your overall income status ?

    0 About manage to make ends meet; no monthly savings
    1 PF and other employment benefits are my only source of savings
    2 Put a side at least 10% of my take - home salary every month in savings
    3 Have more than 30% of my take - home salary every month
    5 Income from my wealth more than adequately provides for my cost of living

*Investment Options offered to various categories of investors

All the questions which are related to risk profiling have been assigned weight and based on the total score of a client
product is recommended using following guideline; however special focus is made on any special requirements
discussed with the client.