/* ==========================================================================
   INVENTSMENT MULTIPLIER - CORE DESIGN SYSTEM & STYLES
   SEBI Registered Research Analyst: INH000024718
   ========================================================================== */

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

/* ── Google Translate Clean Overrides ── */
.goog-te-banner-frame { display: none !important; }
body { top: 0px !important; position: static !important; }
.goog-tooltip, .goog-tooltip:hover { display: none !important; }
.goog-text-highlight { background: none !important; box-shadow: none !important; }
#goog-gt-tt { display: none !important; visibility: hidden !important; }
.goog-te-gadget-simple { background-color: transparent !important; border: none !important; }
.skiptranslate iframe { display: none !important; }

:root {
  --primary: #1E3A8A;
  --primary-dark: #172554;
  --primary-light: #2563EB;
  --accent: #0EA5E9;
  --accent-dark: #0284C7;
  --success: #10B981;
  --success-dark: #059669;
  --bg: #F4F6FA;
  --card: #ffffff;
  --border: #E2E8F0;
  --border-light: #F1F5F9;
  --text: #0F172A;
  --muted: #475569;
  --muted2: #64748B;
  --radius: 16px;
  --radius-sm: 8px;
  --radius-lg: 24px;
  --font-heading: 'Quicksand', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-body: 'DM Sans', -apple-system, BlinkMacSystemFont, sans-serif;
  --footer-bg: #0F172A;
  --footer-text: rgba(255, 255, 255, 0.82);
  --footer-text-dim: rgba(255, 255, 255, 0.62);
  --footer-text-dimmer: rgba(255, 255, 255, 0.4);
  --footer-border: rgba(255, 255, 255, 0.08);
  --footer-chip-bg: rgba(255, 255, 255, 0.07);
  --footer-heading: #ffffff;
}

html {
  scroll-behavior: smooth;
}

#services, #testimonials, #faq, #about, #contact, #compliance, #legal-docs {
  scroll-margin-top: 80px;
}

body {
  font-family: var(--font-body);
  background: var(--bg);
  color: var(--text);
  font-size: 14px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a {
  color: inherit;
  text-decoration: none;
}

.sv-nav-name, .sv-hero-h1, .sv-sec-h2, .sv-card-name, .sv-price-incl, 
.sv-footer-logo-name, .sv-tmtl-author, .cm-modal-title, .sv-comp-block-title {
  font-family: var(--font-heading);
}

.sv-skip-link {
  position: absolute;
  top: -40px;
  left: 8px;
  background: #fff;
  color: var(--text);
  padding: 10px 16px;
  z-index: 10000;
  border-radius: 0 0 8px 8px;
  font-weight: 700;
  font-size: 14px;
  transition: top 0.15s, opacity 0.15s;
  opacity: 0;
  pointer-events: none;
}
.sv-skip-link:focus {
  top: 0;
  opacity: 1;
  pointer-events: auto;
}

/* ── TOP BAR ─────────────────────────────────────── */
.sv-topbar {
  background: #0F172A;
  color: #CBD5E1;
  font-size: 12px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}
.sv-topbar-inner {
  max-width: 1160px;
  margin: 0 auto;
  padding: 8px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  column-gap: 16px;
  row-gap: 6px;
  flex-wrap: wrap;
}
.sv-topbar-left {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}
.sv-topbar-item {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: #CBD5E1;
  text-decoration: none;
  font-weight: 600;
  transition: color 0.15s;
}
.sv-topbar-item:hover {
  color: #38BDF8;
}
.sv-topbar-right {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
}
.sv-topbar-badge {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 3px 10px;
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.14);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.2px;
  color: #E2E8F0;
}
@media (max-width: 720px) {
  .sv-topbar-inner {
    justify-content: center;
    text-align: center;
  }
}

/* ── MARQUEE DISCLAIMER TICKER ────────────────────────── */
.sv-marquee {
  display: flex;
  align-items: stretch;
  background: #111C33;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  overflow: hidden;
}
.sv-marquee-badge {
  flex-shrink: 0;
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 8px 16px;
  background: #182644;
  color: #F59E0B;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  white-space: nowrap;
  border-right: 1px solid rgba(245, 158, 11, 0.25);
}
.sv-marquee-track {
  flex: 1;
  overflow: hidden;
  position: relative;
  display: flex;
  align-items: center;
}
.sv-marquee-content {
  display: flex;
  align-items: center;
  gap: 36px;
  white-space: nowrap;
  width: max-content;
  padding: 0 24px;
  animation-name: svMarqueeScroll;
  animation-timing-function: linear;
  animation-iteration-count: infinite;
}
@media (hover: hover) {
  .sv-marquee:hover .sv-marquee-content {
    animation-play-state: paused;
  }
}
.sv-marquee.sv-mq-paused .sv-marquee-content {
  animation-play-state: paused;
}
.sv-marquee-toggle {
  flex-shrink: 0;
  background: none;
  border: none;
  color: #F59E0B;
  cursor: pointer;
  padding: 8px 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  min-width: 44px;
}
.sv-marquee-pt {
  display: inline-block;
  font-size: 11.5px;
  color: #CBD5E1;
  padding: 8px 0;
}
.sv-marquee-pt::after {
  content: "|";
  color: rgba(255, 255, 255, 0.3);
  margin-left: 36px;
  font-weight: 400;
}
@keyframes svMarqueeScroll {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

/* ── STICKY NAV ─────────────────────────────────────── */
.sv-nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: #ffffff;
  border-bottom: 1px solid var(--border);
  box-shadow: 0 2px 14px rgba(0, 0, 0, 0.05);
}
.sv-nav-inner {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  height: 68px;
  gap: 20px;
}
.sv-nav-brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  flex-shrink: 0;
}
.sv-logo-badge {
  width: 42px;
  height: 42px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--primary), var(--accent));
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 4px 10px rgba(30, 58, 138, 0.2);
  color: #ffffff;
  font-size: 20px;
}
.sv-nav-name {
  font-size: 18px;
  font-weight: 800;
  letter-spacing: -0.4px;
  color: var(--primary);
  display: flex;
  flex-direction: column;
}
.sv-nav-name span.sub {
  font-size: 10.5px;
  font-weight: 600;
  letter-spacing: 0.5px;
  color: var(--muted2);
  text-transform: uppercase;
}
.sv-nav-links {
  display: flex;
  align-items: center;
  gap: 6px;
  margin-left: auto;
}
.sv-nav-link {
  padding: 8px 14px;
  font-size: 13.5px;
  font-weight: 600;
  color: var(--muted);
  text-decoration: none;
  border-radius: 8px;
  transition: all 0.15s;
  white-space: nowrap;
  display: inline-flex;
  align-items: center;
}
.sv-nav-link:hover {
  color: var(--primary);
  background: #F1F5F9;
}
.sv-nav-link.cta {
  background: var(--primary);
  color: #fff;
  padding: 9px 18px;
  box-shadow: 0 4px 12px rgba(30, 58, 138, 0.2);
}
.sv-nav-link.cta:hover {
  background: var(--primary-light);
  transform: translateY(-1px);
}
.sv-nav-link.outline {
  border: 1.5px solid var(--border);
  color: var(--text);
  padding: 7px 16px;
}
.sv-nav-link.outline:hover {
  border-color: var(--primary);
  color: var(--primary);
  background: transparent;
}
.sv-lang-switch {
  margin-left: 10px;
  padding: 6px 12px;
  border-radius: 8px;
  border: 1.5px solid #CBD5E1;
  background: #ffffff;
  color: #0F172A;
  font-size: 13px;
  font-weight: 700;
  cursor: pointer;
  outline: none;
  font-family: inherit;
  transition: border-color 0.15s, box-shadow 0.15s;
  min-height: 38px;
}
.sv-lang-switch:hover, .sv-lang-switch:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 2px rgba(30, 58, 138, 0.12);
}
.sv-nav-ham {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
  color: var(--text);
  margin-left: auto;
}
.sv-mobile-menu {
  display: none;
  position: absolute;
  top: 68px;
  left: 0;
  right: 0;
  background: #fff;
  border-bottom: 1px solid var(--border);
  padding: 12px 20px 20px;
  z-index: 99;
  box-shadow: 0 10px 25px rgba(0,0,0,0.1);
}
.sv-mobile-menu.open {
  display: block;
}
.sv-mobile-menu a {
  display: block;
  padding: 10px 12px;
  font-size: 14.5px;
  font-weight: 600;
  color: var(--muted);
  text-decoration: none;
  border-radius: 8px;
}
.sv-mobile-menu a:hover, .sv-mobile-menu a.cta {
  color: var(--primary);
}
.sv-mobile-menu a.cta {
  background: #EFF6FF;
  margin-top: 8px;
  text-align: center;
}
.sv-mobile-menu a.outline {
  border: 1.5px solid var(--border);
  margin-top: 6px;
  text-align: center;
}

/* ── HERO ────────────────────────────────────────── */
.sv-hero {
  padding: 80px 24px 64px;
  text-align: center;
  position: relative;
  overflow: hidden;
  background: linear-gradient(180deg, #EFF6FF 0%, var(--bg) 100%);
}
.sv-hero-inner {
  max-width: 760px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}
.sv-hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  background: #DBEAFE;
  border: 1px solid #BFDBFE;
  border-radius: 30px;
  font-size: 12.5px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 24px;
  letter-spacing: 0.3px;
}
.sv-hero-h1 {
  font-size: clamp(34px, 5.5vw, 56px);
  font-weight: 900;
  line-height: 1.15;
  letter-spacing: -1.5px;
  color: var(--text);
  margin-bottom: 20px;
}
.sv-hero-h1 span.highlight {
  background: linear-gradient(135deg, var(--primary), var(--accent));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}
.sv-hero-sub {
  font-size: 18px;
  color: var(--muted);
  line-height: 1.65;
  max-width: 620px;
  margin: 0 auto 32px;
}
.sv-hero-cta {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 15px 36px;
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  color: #fff;
  border-radius: 12px;
  font-size: 15.5px;
  font-weight: 700;
  text-decoration: none;
  transition: all 0.2s;
  box-shadow: 0 8px 24px rgba(30, 58, 138, 0.25);
}
.sv-hero-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 30px rgba(30, 58, 138, 0.35);
}
.sv-hero-trust {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
  margin-top: 36px;
}
.sv-hero-trust-chip {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 12.5px;
  font-weight: 600;
  color: var(--muted);
  background: rgba(255, 255, 255, 0.7);
  border: 1px solid var(--border);
  padding: 5px 12px;
  border-radius: 20px;
}
.sv-hero-trust-chip i {
  color: var(--accent-dark);
}

/* ── ABOUT SECTION ───────────────────────────────── */
.sv-about {
  padding: 72px 24px;
}
.sv-about-wrap {
  max-width: 1120px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 48px;
  align-items: center;
}
.sv-sec-label {
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 1.2px;
  color: var(--accent-dark);
  margin-bottom: 8px;
}
.sv-sec-h2 {
  font-size: clamp(26px, 4vw, 38px);
  font-weight: 900;
  letter-spacing: -1px;
  color: var(--text);
  margin-bottom: 14px;
}
.sv-about-body {
  font-size: 16px;
  line-height: 1.8;
  color: var(--muted);
  margin-bottom: 24px;
}
.sv-about-sebi {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 18px;
  background: rgba(16, 185, 129, 0.12);
  border: 1px solid rgba(16, 185, 129, 0.35);
  border-radius: 30px;
  font-size: 13px;
  font-weight: 700;
  color: var(--success-dark);
}
.sv-about-card-info {
  background: #ffffff;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  box-shadow: 0 10px 30px rgba(0,0,0,0.04);
}
.sv-about-card-row {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  margin-bottom: 18px;
}
.sv-about-card-row:last-child {
  margin-bottom: 0;
}
.sv-about-card-icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: #EFF6FF;
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  flex-shrink: 0;
}

/* ── SERVICES SECTION ────────────────────────────── */
.sv-sec {
  max-width: 1160px;
  margin: 0 auto;
  padding: 64px 24px;
}
.sv-sec-hdr {
  text-align: center;
  margin-bottom: 40px;
}
.sv-sec-sub {
  font-size: 16px;
  color: var(--muted);
  max-width: 560px;
  margin: 0 auto;
}
.sv-filter-bar {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
  margin-bottom: 36px;
  justify-content: center;
}
.sv-cat-pill {
  padding: 9px 20px;
  border-radius: 50px;
  border: 1.5px solid var(--border);
  background: #fff;
  font-size: 13px;
  font-weight: 600;
  color: var(--muted);
  cursor: pointer;
  transition: all 0.15s;
}
.sv-cat-pill:hover {
  border-color: var(--primary);
  color: var(--primary);
}
.sv-cat-pill.active {
  background: var(--primary);
  border-color: var(--primary);
  color: #fff;
  box-shadow: 0 4px 14px rgba(30, 58, 138, 0.2);
}
.sv-search-wrap {
  position: relative;
}
.sv-search {
  padding: 10px 14px 10px 38px;
  border: 1.5px solid var(--border);
  border-radius: 50px;
  font-size: 13.5px;
  font-family: inherit;
  outline: none;
  background: #fff;
  min-width: 220px;
  transition: all 0.15s;
}
.sv-search:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(30, 58, 138, 0.15);
}
.sv-search-ico {
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--muted2);
}
.sv-count {
  font-size: 12.5px;
  font-weight: 600;
  color: var(--muted2);
}

/* Service Cards Grid */
.sv-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: 28px;
}
.sv-card {
  background: var(--card);
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  display: flex;
  flex-direction: column;
  overflow: hidden;
  transition: box-shadow 0.2s, transform 0.2s;
  position: relative;
}
.sv-card:hover {
  box-shadow: 0 16px 44px rgba(0, 0, 0, 0.08);
  transform: translateY(-4px);
}
.sv-grid .sv-card:nth-child(3n+1) { background: #FFFBF7; }
.sv-grid .sv-card:nth-child(3n+2) { background: #F8FAFF; }
.sv-grid .sv-card:nth-child(3n+3) { background: #F5FCF8; }

.sv-card.popular {
  border-color: var(--primary);
  border-width: 2px;
  box-shadow: 0 18px 50px rgba(30, 58, 138, 0.12);
  background: #F4F7FF;
}
.sv-card-top-bar {
  height: 5px;
  background: var(--border);
  border-radius: var(--radius) var(--radius) 0 0;
}
.sv-card.popular .sv-card-top-bar {
  height: 6px;
  background: var(--primary);
}
.sv-pop-badge {
  position: absolute;
  top: 10px;
  right: 14px;
  padding: 5px 14px;
  background: var(--primary);
  color: #fff;
  border-radius: 20px;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.4px;
  box-shadow: 0 4px 12px rgba(30, 58, 138, 0.25);
  z-index: 2;
}
.sv-card-body {
  padding: 24px;
  flex: 1;
}
.sv-card-cat {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 4px 10px;
  background: #EFF6FF;
  border-radius: 20px;
  font-size: 11.5px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 12px;
}
.sv-card-name {
  font-size: 21px;
  font-weight: 800;
  color: var(--text);
  letter-spacing: -0.4px;
  line-height: 1.25;
  margin-bottom: 8px;
}
.sv-card-tagline {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--primary-light);
  line-height: 1.5;
  margin-bottom: 10px;
}
.sv-card-desc {
  font-size: 13px;
  color: var(--muted);
  line-height: 1.6;
  margin-bottom: 18px;
}
.sv-card-divider {
  height: 1px;
  background: var(--border);
  margin-bottom: 18px;
}

/* Plan selector */
.sv-plan-sel-wrap {
  margin-bottom: 16px;
}
.sv-plan-sel-lbl {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  color: var(--muted2);
  margin-bottom: 6px;
}
.sv-plan-sel {
  width: 100%;
  padding: 10px 12px;
  border: 1.5px solid var(--border);
  border-radius: 8px;
  font-size: 13.5px;
  font-weight: 600;
  font-family: inherit;
  background: #fff;
  cursor: pointer;
  outline: none;
  transition: border-color 0.15s;
}
.sv-plan-sel:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(30, 58, 138, 0.15);
}

/* Price block */
.sv-price-block {
  margin-bottom: 18px;
}
.sv-price-incl {
  font-size: 38px;
  font-weight: 900;
  color: var(--primary);
  letter-spacing: -1.5px;
  line-height: 1;
}
.sv-price-currency {
  font-size: 22px;
  vertical-align: top;
  margin-top: 4px;
  display: inline-block;
}
.sv-price-validity {
  font-size: 12.5px;
  color: var(--muted);
  margin-top: 5px;
  font-weight: 500;
}
.sv-price-gst {
  font-size: 11.5px;
  color: var(--muted2);
}

/* Card CTA */
.sv-card-footer {
  padding: 0 24px 24px;
}
.sv-cta {
  display: block;
  width: 100%;
  padding: 14px 12px;
  background: var(--primary);
  color: #fff;
  border: none;
  border-radius: 10px;
  font-size: 14.5px;
  font-weight: 700;
  cursor: pointer;
  font-family: inherit;
  text-align: center;
  text-decoration: none;
  transition: all 0.15s;
  margin-bottom: 10px;
  box-shadow: 0 4px 12px rgba(30, 58, 138, 0.18);
}
.sv-cta:hover {
  background: var(--primary-light);
  transform: translateY(-1px);
}
.sv-pay-trust {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  font-size: 11.5px;
  color: var(--muted2);
  margin-bottom: 16px;
}
.sv-pay-trust i {
  font-size: 13px;
  color: #10B981;
}
.sv-features {
  list-style: none;
  margin: 0;
  padding: 0;
}
.sv-feat-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 6px 0;
  font-size: 13px;
  color: var(--text);
  border-bottom: 1px solid rgba(0, 0, 0, 0.03);
}
.sv-feat-item:last-child {
  border-bottom: none;
}
.sv-feat-check {
  flex-shrink: 0;
  margin-top: 3px;
  color: var(--accent-dark);
}

/* ── TRUST STATS STRIP ───────────────────────────── */
.sv-trust-strip {
  background: linear-gradient(135deg, var(--primary) 0%, #172554 100%);
  padding: 64px 24px;
}
.sv-trust-inner {
  max-width: 1120px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 20px;
}
.sv-trust-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 12px;
  padding: 26px 18px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 16px;
  transition: transform 0.2s;
}
.sv-trust-card:hover {
  transform: translateY(-3px);
  background: rgba(255, 255, 255, 0.12);
}
.sv-trust-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.16);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 20px;
  flex-shrink: 0;
}
.sv-trust-stat {
  color: #fff;
  font-size: 34px;
  font-weight: 900;
  letter-spacing: -1px;
  line-height: 1;
}
.sv-trust-label {
  color: rgba(255, 255, 255, 0.88);
  font-size: 13px;
  font-weight: 600;
}

/* ── FAQ & GLOSSARY ──────────────────────────────── */
.sv-faq-sec {
  padding: 72px 24px;
  background: var(--bg);
}
.sv-faq-inner {
  max-width: 780px;
  margin: 0 auto;
}
.sv-faq-item {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 12px;
  margin-bottom: 12px;
  overflow: hidden;
  transition: box-shadow 0.15s;
}
.sv-faq-item:hover {
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.04);
}
.sv-faq-q {
  width: 100%;
  background: none;
  border: none;
  padding: 18px 22px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 14.5px;
  font-weight: 700;
  color: var(--text);
  cursor: pointer;
  font-family: inherit;
  text-align: left;
  gap: 14px;
}
.sv-faq-q:hover {
  background: #F8FAFC;
}
.sv-faq-icon {
  flex-shrink: 0;
  transition: transform 0.25s;
  font-size: 18px;
  color: var(--primary);
  font-weight: 800;
}
.sv-faq-item.open .sv-faq-icon {
  transform: rotate(45deg);
}
.sv-faq-a {
  display: none;
  padding: 0 22px 20px;
  font-size: 14px;
  color: var(--muted);
  line-height: 1.75;
}
.sv-faq-item.open .sv-faq-a {
  display: block;
}

/* ── LEAD FORM SECTION ───────────────────────────── */
.sv-lead-form-sec {
  padding: 72px 24px;
  background: #fff;
}
.sv-lf-wrap {
  max-width: 620px;
  margin: 0 auto;
}
.sv-lf-hdr {
  text-align: center;
  margin-bottom: 32px;
}
.sv-lf-form {
  background: #fff;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
}
.sv-lf-field {
  margin-bottom: 16px;
}
.sv-lf-label {
  display: block;
  font-size: 12.5px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 6px;
}
.sv-lf-input {
  width: 100%;
  padding: 11px 14px;
  border: 1.5px solid var(--border);
  border-radius: 9px;
  font-size: 14px;
  font-family: inherit;
  outline: none;
  transition: all 0.15s;
  background: #fff;
  box-sizing: border-box;
}
.sv-lf-input:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(30, 58, 138, 0.15);
}
.sv-lf-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.sv-lf-btn {
  width: 100%;
  padding: 14px;
  background: var(--primary);
  color: #fff;
  border: none;
  border-radius: 10px;
  font-size: 15px;
  font-weight: 700;
  cursor: pointer;
  font-family: inherit;
  transition: opacity 0.15s, transform 0.15s;
  box-shadow: 0 4px 14px rgba(30, 58, 138, 0.2);
}
.sv-lf-btn:hover {
  background: var(--primary-light);
  transform: translateY(-1px);
}
.sv-lf-success {
  display: none;
  text-align: center;
  padding: 32px 20px;
  background: #F0FDF4;
  border: 1.5px solid #BBF7D0;
  border-radius: var(--radius);
}
.sv-lf-success svg {
  color: #10B981;
  margin-bottom: 12px;
}
.sv-lf-success-msg {
  font-size: 15px;
  color: #166534;
  font-weight: 600;
  line-height: 1.6;
}

/* ── DISCLAIMER BANNER ───────────────────────────── */
.sv-disclaimer-sec {
  padding: 40px 24px;
  background: #fff;
}
.sv-disc-wrap {
  max-width: 1120px;
  margin: 0 auto;
}
.sv-disc-expanded {
  font-size: 13.5px;
  color: var(--muted);
  line-height: 1.75;
  background: #FFFBEB;
  border: 1px solid #FDE68A;
  border-radius: 12px;
  padding: 20px 24px;
}

/* ── LEGAL TABS ──────────────────────────────────── */
.sv-legal-tabs-sec {
  padding: 72px 24px;
  background: var(--bg);
}
.sv-lt-wrap {
  max-width: 1160px;
  margin: 0 auto;
}
.sv-lt-layout {
  display: grid;
  grid-template-columns: 260px 1fr;
  gap: 0;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  background: #fff;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.05);
}
.sv-lt-sidebar {
  background: #F8FAFC;
  border-right: 1.5px solid var(--border);
  padding: 16px 0;
}
.sv-lt-tab-btn {
  display: flex;
  align-items: center;
  gap: 12px;
  width: 100%;
  padding: 14px 22px;
  border: none;
  background: transparent;
  font-size: 13.5px;
  font-weight: 600;
  color: var(--muted);
  cursor: pointer;
  text-align: left;
  transition: all 0.15s;
  border-left: 3.5px solid transparent;
  font-family: inherit;
}
.sv-lt-tab-btn:hover {
  background: #F1F5F9;
  color: var(--text);
}
.sv-lt-tab-btn.active {
  background: #fff;
  color: var(--primary);
  border-left-color: var(--primary);
  font-weight: 800;
}
.sv-lt-tab-btn i {
  font-size: 16px;
  flex-shrink: 0;
}
.sv-lt-content {
  padding: 36px 44px;
  min-height: 480px;
  max-height: 750px;
  overflow-y: auto;
}
.sv-lt-panel {
  display: none;
}
.sv-lt-panel.active {
  display: block;
  animation: ltFadeIn 0.2s ease;
}
@keyframes ltFadeIn {
  from { opacity: 0; transform: translateY(6px); }
  to { opacity: 1; transform: translateY(0); }
}
.sv-lt-body h2, .sv-lt-body h3 {
  color: var(--primary);
  margin: 0 0 12px;
  font-family: var(--font-heading);
}
.sv-lt-body h3 {
  font-size: 16px;
  font-weight: 800;
  margin-top: 24px;
}
.sv-lt-body p {
  font-size: 14px;
  line-height: 1.8;
  color: var(--text);
  margin: 0 0 14px;
}
.sv-lt-body ul {
  padding-left: 24px;
  margin: 0 0 16px;
}
.sv-lt-body li {
  font-size: 14px;
  line-height: 1.75;
  color: var(--text);
  margin-bottom: 6px;
}
.sv-lt-body strong {
  font-weight: 700;
  color: var(--primary);
}

/* ── COMPLIANCE SECTION ──────────────────────────── */
.sv-compliance-sec {
  padding: 72px 24px;
  background: #fff;
}
.sv-comp-wrap {
  max-width: 1160px;
  margin: 0 auto;
}
.sv-reg-card {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 24px 32px;
  align-items: center;
  background: linear-gradient(135deg, var(--primary) 0%, #172554 100%);
  border-radius: var(--radius);
  padding: 32px 36px;
  color: #fff;
  margin-bottom: 36px;
  box-shadow: 0 12px 32px rgba(30, 58, 138, 0.2);
}
.sv-reg-badge {
  width: 64px;
  height: 64px;
  background: rgba(255, 255, 255, 0.15);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 32px;
}
.sv-reg-detail {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
}
.sv-reg-kv {
  display: flex;
  flex-direction: column;
  gap: 4px;
  min-width: 140px;
}
.sv-reg-kv span:first-child {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  opacity: 0.75;
}
.sv-reg-kv span:last-child {
  font-size: 15px;
  font-weight: 800;
}

/* Escalation & Complaints Tables */
.sv-comp-block {
  padding: 36px 0;
  border-top: 1px solid var(--border);
}
.sv-comp-block-hdr {
  margin-bottom: 24px;
  text-align: center;
}
.sv-comp-block-title {
  font-size: 20px;
  font-weight: 800;
  color: var(--primary);
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 8px;
  justify-content: center;
}
.sv-comp-block-sub {
  font-size: 13.5px;
  color: var(--muted);
}
.sv-esc-table-wrap, .sv-comp-table-wrap {
  overflow-x: auto;
  border-radius: 12px;
  border: 1px solid var(--border);
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.03);
}
.sv-esc-table, .sv-comp-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
  background: #fff;
}
.sv-esc-table th, .sv-comp-table th {
  background: var(--primary);
  color: #fff;
  padding: 12px 16px;
  text-align: left;
  font-size: 12.5px;
  font-weight: 700;
  white-space: nowrap;
  border-right: 1px solid rgba(255, 255, 255, 0.15);
}
.sv-esc-table td, .sv-comp-table td {
  padding: 14px 16px;
  border-bottom: 1px solid var(--border);
  border-right: 1px solid #F1F5F9;
  vertical-align: top;
  line-height: 1.6;
}
.sv-esc-table tr:nth-child(even) td, .sv-comp-table tr:nth-child(even) td {
  background: #F8FAFC;
}
.sv-cmp-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-bottom: 24px;
}
.sv-cmp-stat {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 22px;
  text-align: center;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.03);
}
.sv-cmp-stat-num {
  font-size: 34px;
  font-weight: 900;
  color: var(--primary);
  line-height: 1;
}
.sv-cmp-stat-lbl {
  font-size: 12.5px;
  color: var(--muted);
  font-weight: 600;
  margin-top: 8px;
}

/* Conflict Checklist */
.sv-chk-list {
  display: grid;
  gap: 10px;
  list-style: none;
}
.sv-chk-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 13px 18px;
  background: #F0FDF4;
  border: 1px solid #BBF7D0;
  border-radius: 10px;
  font-size: 13.5px;
  line-height: 1.5;
}
.sv-chk-icon {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: #10B981;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 12px;
  margin-top: 1px;
}

/* Timeline */
.sv-tl-wrap {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 16px;
  margin-top: 16px;
}
.sv-tl-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 16px 12px;
  background: #F8FAFC;
  border: 1px solid var(--border);
  border-radius: 12px;
}
.sv-tl-num {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  font-weight: 800;
  margin-bottom: 10px;
}
.sv-tl-label {
  font-size: 13px;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 4px;
}
.sv-tl-desc {
  font-size: 12px;
  color: var(--muted);
  line-height: 1.5;
}

/* SCORES / SMARTODR Cards */
.sv-odr-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-top: 12px;
}
.sv-odr-card {
  border: 1.5px solid var(--border);
  border-radius: 14px;
  padding: 24px;
  display: flex;
  gap: 16px;
  align-items: flex-start;
  background: #fff;
  transition: box-shadow 0.15s;
}
.sv-odr-card:hover {
  box-shadow: 0 6px 24px rgba(0, 0, 0, 0.06);
}
.sv-odr-icon {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background: #EFF6FF;
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  flex-shrink: 0;
}
.sv-odr-title {
  font-size: 16px;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 6px;
}
.sv-odr-desc {
  font-size: 13px;
  color: var(--muted);
  line-height: 1.5;
  margin-bottom: 12px;
}
.sv-odr-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 700;
  color: var(--primary);
  border: 1.5px solid var(--primary);
  border-radius: 8px;
  padding: 6px 14px;
  transition: all 0.15s;
}
.sv-odr-link:hover {
  background: var(--primary);
  color: #fff;
}

/* ── FOOTER ──────────────────────────────────────── */
.sv-footer {
  background: var(--footer-bg);
  color: var(--footer-text);
  padding: 64px 24px 32px;
}
.sv-footer-inner {
  max-width: 1160px;
  margin: 0 auto;
}
.sv-footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1.2fr;
  gap: 48px;
  margin-bottom: 40px;
}
.sv-footer-col-hdr {
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: var(--footer-text-dimmer);
  margin-bottom: 16px;
}
.sv-footer-logo-name {
  font-size: 20px;
  font-weight: 900;
  color: var(--footer-heading);
  margin-bottom: 8px;
}
.sv-footer-tagline {
  font-size: 13.5px;
  color: var(--footer-text-dim);
  line-height: 1.65;
  max-width: 360px;
  margin-bottom: 16px;
}
.sv-footer-sebi-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 12px;
  background: var(--footer-chip-bg);
  border: 1px solid var(--footer-border);
  border-radius: 8px;
  font-size: 12px;
  font-weight: 700;
  color: #38BDF8;
  margin-bottom: 16px;
}
.sv-footer-links-col {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.sv-footer-links-col a {
  font-size: 14px;
  color: var(--footer-text-dim);
  transition: color 0.15s;
}
.sv-footer-links-col a:hover {
  color: #fff;
}
.sv-footer-contact {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.sv-footer-contact a, .sv-footer-contact span {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 13.5px;
  color: var(--footer-text-dim);
  line-height: 1.55;
}
.sv-footer-contact a:hover {
  color: #fff;
}
.sv-footer-icon {
  flex-shrink: 0;
  color: var(--accent);
  margin-top: 3px;
}
.sv-footer-bottom {
  border-top: 1px solid var(--footer-border);
  padding-top: 24px;
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  justify-content: space-between;
  font-size: 12.5px;
  color: var(--footer-text-dimmer);
}
.sv-footer-ownedby {
  margin-top: 16px;
  font-size: 13px;
  font-weight: 700;
  color: #F59E0B;
  text-align: center;
}

/* ── CHECKOUT MODAL ──────────────────────────────── */
.cm-modal-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(15, 23, 42, 0.65);
  backdrop-filter: blur(4px);
  z-index: 500;
  align-items: center;
  justify-content: center;
  padding: 16px;
}
.cm-modal-overlay.open {
  display: flex;
}
.cm-modal {
  background: var(--card);
  border-radius: var(--radius);
  max-width: 480px;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.25);
  animation: cmFadeIn 0.2s ease;
}
@keyframes cmFadeIn {
  from { opacity: 0; transform: scale(0.96); }
  to { opacity: 1; transform: scale(1); }
}
.cm-modal-hdr {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 24px;
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  background: var(--card);
  z-index: 10;
}
.cm-modal-title {
  font-size: 16px;
  font-weight: 800;
  color: var(--text);
}
.cm-modal-close {
  background: none;
  border: none;
  font-size: 22px;
  line-height: 1;
  cursor: pointer;
  color: var(--muted);
  padding: 4px;
}
.cm-modal-body {
  padding: 24px;
}
.cm-pay-btn {
  width: 100%;
  padding: 14px;
  border: none;
  border-radius: 12px;
  font-size: 15px;
  font-weight: 700;
  cursor: pointer;
  font-family: inherit;
  transition: all 0.15s;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  margin-top: 16px;
  background: linear-gradient(135deg, var(--primary), var(--accent));
  color: #fff;
  box-shadow: 0 4px 16px rgba(14, 165, 233, 0.25);
}
.cm-pay-btn:hover:not(:disabled) {
  opacity: 0.95;
  transform: translateY(-1px);
}
.cm-pay-btn:disabled {
  opacity: 0.5;
  cursor: not-allowed;
}

/* Responsive adjustments */
@media (max-width: 860px) {
  .sv-nav-links { display: none; }
  .sv-nav-ham { display: flex; }
  .sv-about-wrap { grid-template-columns: 1fr; gap: 32px; }
  .sv-lt-layout { grid-template-columns: 1fr; }
  .sv-lt-sidebar { border-right: none; border-bottom: 1.5px solid var(--border); display: flex; flex-wrap: wrap; }
  .sv-lt-tab-btn { flex: 1 0 auto; border-left: none; border-bottom: 3px solid transparent; }
  .sv-lt-tab-btn.active { border-left: none; border-bottom-color: var(--primary); }
  .sv-footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .sv-reg-card { grid-template-columns: 1fr; }
  .sv-odr-cards { grid-template-columns: 1fr; }
  .sv-cmp-stats { grid-template-columns: 1fr; }
}